AUTHORIZED USER TRADELINES

Tradelines are lines of credit reporting on a credit report, a credit
card, store card, cell phone account, home loan, auto loan, or
even student loans are tradelines. some report as revolving
accounts and others as installments. How do we boost your score
using CPN Friendly Tradelines? Pretty simple; we add Authorized
User Tradelines to your credit report to boost your credit score,
add positive credit history, decrease the amount of debt owed but
most importantly we make you creditworthy. This process is well
known as credit “piggybacking” and is achieved by adding a
person to a credit or store card with a determined amount of age
and limit as an Authorized User. AU Tradelines report as open
accounts for a period of 30 to 45 days, after that period they will
eventually report as terminated or closed accounts but will remain
on the file and help maintain the credit score. All lines are
guaranteed to report as an open account for a cycle of 30 to 45
days from the card statement date. If you or your client need to
remain on longer, please request a quote for an additional cycle.
Every tradeline user that is added gets submitted and reported to
all three major credit bureaus. We will guarantee
the posting of all tradelines on at least 2 of the 3 credit bureaus, If
your tradeline only posts to one bureau we will attempt to pull it on
another bureau or add it to another card with similar or greater
value. All tradelines post 7 days after the card statement date, our
Tradeline Posting Desk will assist you in making sure that your
lines report on time as long as we have a valid and active credit
monitoring credentials on file. Throughout the month cards may
get shut down or not post, we ask for your patience and
understanding going into the program as the process could or
may have a delay of a few days or even a few weeks.

Tradeline Posting

Please send credit monitoring credentials to the following email
no later than 5 days after the tradeline statement closing date.
Our tradeline posting desk will monitor your file and make sure
your new tradeline posts in a timely manner. It’s important that
you send the correct login credentials and that the account is
active with credit card on file. Our posting team will refresh and
pull a 3 bureau report to ensure that your tradeline posted
properly. Cost of credit monitoring site and credit reports are not
included in are the client’s responsibility. If you are not signed up
with credit monitoring yet, please ask your sales associate for a
list of the best sites to use.

Fraud Alerts/ Security Freezes

It is important to remove any fraud alerts or security freezes that
you have on any of the three credit bureaus before we add any
tradelines. Failure to do so will result in the line not posting to that
bureau and cause delays to the posting process.

Our credit is your credit.
A “tradeline” simply refers to a credit card and its information and activity. 

(Like when parents add their child as a user on their credit card)

Using Authorized User (AU) tradelines instantly adds good history, increased limits, and

a higher credit score. 

We partnered with individual credit card
holders to piggyback you on their account
as an authorized user. This means, their
great payment history is yours, so now
you can qualify for your financial goals & dreams.

Low credit individuals' partner with us to be added as an AU.

Watch your credit score increase and qualify for your financial goals!